6+ Best YNAB Alternatives (2025)

Explore top budgeting tools that offer unique features and flexibility for your financial management needs.

Looking for alternatives to YNAB? You’re not alone! Many users seek budgeting tools that offer different features, pricing, or user experiences. Whether you’re a beginner or a seasoned budgeter, exploring options like Anysave, Cashual - Money, and Made Simple can help you find the perfect fit for your financial goals. When considering an alternative, think about what features matter most to you. Do you need mobile access, automated tracking, or specific reporting tools? Each of these alternatives brings something unique to the table, making it easier to manage your finances effectively.

Rewiser

Rewiser is a plugin-based finance app that helps you shape your own money experience. Start simple, then add what you need. Track income, manage expenses, and connect tools like Stripe. It’s personal finance, designed to fit you.

Rewiser is a plugin-based finance app that allows users to customize their financial experience. It enables tracking of income and managing expenses while connecting with various tools. Designed for founders, freelancers, and teams, Rewiser offers a simple, fast, and modular approach to personal finance, catering to individual needs.

Fina Money

The world's most flexible finance tracker - combination of spreadsheet's versatility and modern app's simplicity.

Fina is the world's most flexible finance tracker, combining the versatility of spreadsheets with the simplicity of modern apps. It allows users to build a personalized financial tracking system tailored to their needs, enabling easy monitoring of cash flow, budget setting, and gaining insights into financial health with customizable tools.

Sumio

Sumio helps users take control of their financial future by organizing assets and liabilities securely and privately. It provides AI-powered assistance, aiding users to make more informed decisions and plan confidently for the future. Sumio tracks net worth effortlessly, offering automated portfolio management for stocks, ETFs, cryptocurrencies, and more from global markets. With Sumio, users can easily monitor, project, and visualize their financial standing while ensuring privacy and security.

Take control of your financial future with Sumio. Easily organize your assets and liabilities securely and privately. Make decisions and plan for the future with confidence, while tracking your net worth effortlessly and managing your portfolio across various global markets.

Anysave

Anysave streamlines the way you manage your savings, giving you a single, convenient hub for all your financial information — especially if you hold funds in multiple currencies or at several institutions. It is a free personal finance dashboard that consolidates all your savings, investments, and crypto balances in one clear view, with automatic currency conversion and growth-tracking charts.

Monee

Monee is a simple yet powerful app that helps you track and manage your personal and group finances effortlessly. Just enter the amount, choose a category, and optionally add a note - that’s it. Monee presents your income and expenses in a clear, organized way, helping you understand where your money goes each month. No registration, no ads, and no tracking required.

Key Features

- Quick Entry: Add expenses and income by simply entering the amount, selecting a category, and optionally adding a note.

- Multiple Accounts: Create unlimited accounts for families, shared flats, or groups and invite others to collaborate.

- Recurring Transactions: Easily track repeating income and expenses to avoid re-entering the same data.

- Custom Categories: Organize your finances using categories you define.

- Detailed Filters & Analysis: Filter by type, frequency, participants, and more for deeper insight.

- Seamless Across Devices: Use Monee on your iPhone, iPad, and Mac — with your data synced smoothly across all devices.

- Worldwide Currencies: Manage finances in any currency around the globe.

- Export & Backup: Export your financial data whenever needed.

Benefits

- Streamlined Experience: No registration, no ads, and no tracking make Monee distraction-free and easy to use.

- Collaborative Budgeting: Perfect for couples, roommates, or teams managing shared budgets together.

- Always Free: Enjoy all features without subscriptions or hidden costs.

- Secure Access: Use Face ID, Touch ID, or a code to protect access to your data.

- Highly Customizable: Countless options for individualization let you tailor the app to your personal finance needs.

Monee is a powerful app for tracking personal and group finances without the need for registration or ads. Users can quickly enter income and expenses, manage multiple accounts, and utilize features like recurring transactions and custom categories. With seamless syncing across devices and support for worldwide currencies, Monee offers a streamlined, collaborative budgeting experience.

Cashual - Money, Made Simple

A playful finance app with budgeting tools and bite-sized money news.

Cashual is a playful finance app that simplifies money management with budgeting tools and bite-sized money news. It offers a personal finance dashboard designed to make managing money stress-free, spreadsheet-free, and seriously simple, catering to users looking for an enjoyable way to handle their finances.